Credit management refers to the practice of effectively and responsibly managing one's credit-related activities and obligations. It involves maintaining a healthy credit profile, utilizing credit wisely, and effectively managing debt to achieve financial goals while minimizing financial risks.

By effectively managing credit, individuals can access favorable credit terms, secure loans at competitive interest rates, and maintain a positive financial standing.

DISCLAIMER: The information provided here is for general informational purposes only and should not be considered as financial advice. Receiving financial advice from a qualified professional is essential for making informed financial decisions. Consult with a professional (often for free) who can consider your unique circumstances and provide personalized guidance tailored to your specific needs and goals.